You may open only ONE OCBC Flex Account where you are the primary and sole account holder. You can withdraw money and transact with a debit card and/or access your money through OCBC Internet or Mobile Banking. If you need to use your money in your 'Save' Pot, you will have to log into OCBC Mobile Banking app to release money from your 'Save' Pot to your 'Spend' Pot before you can start transacting from OCBC Flex Account. The money kept in your 'Save' Pot will not be accessible to be spent or withdrawn.
Money in your 'Spend' Pot earns you Flex Account's Base Interest of 0.30% a year. Big returns are no longer just for big deposits.
There is no lock-in period or withdrawal penalty, so you can adjust your 'Save' Pot anytime you want. Money in your 'Save' Pot will earn you a Bonus Interest on top of your Base Interest that is comparable to a fixed deposit's board rate. The OCBC Flex Account is a savings account that allows you to split your money between a 'Save' Pot and a 'Spend' Pot, giving you a new way to save, spend and manage your money.